Columbia MO Real Estate Sharon Bennett Realtor Barry Bennett Realtor

Buying Your Home

Advantages of Buying
Owning versus Renting, Renting and Inflation, Wealth and Equity
Home Finance 101
What you Can Afford/Pre-Approval, Down Payment, Closing Costs, Insurance, PMI, Property Taxes, Tax Benefits: Ownership, Tax Benefits: Selling, Maintenance Costs
Preparing to Shop
Getting Pre-Approved, Financing Options, Home Search, Good Neighborhoods, Evaluating Neighborhoods, Pre-Owned, New Homes, Condos
Your Real Estate Team
The Team and the Players, The Perfect Agent, Understanding Agency, Selecting an Agent, Your Agent and You, Who is the Broker, Other Key Advisors
Making an Offer
Negotiating, Transaction Process and Buyer Strategies, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits, Major Corrective Work
Getting a Mortgage
Mortgage 101, Fixed or Adjustable, Fixed Rate, Adjustable Rate (ARM), 15 or 30 Yr, Points, Fees, Locating a Lender, Good Lenders, Prequalify/Preapproval
Inspections and Insurance
Understanding Inspection, Why Properties Should be Inspected, Types of Inspections, Optimizing Inspections
Insurance
Homeowner's Insurance, Title Insurance, Concerns With Title
Closing the Deal
Final Closing Statement, Closing Day, Move in After a Seller Rent-back, Final Verification of Condition
After You Buy
Reassemble Your Finances, Moving and Services, Moving with Family, Tax Assessments, Refinancing, Keep Receipts for Improvements

The information provided on this web site is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable but not guaranteed. The listing broker and ReMax Boone Realty Bennett 24/7 do not guarantee the information describing property listings on this web site. Interested parties are advised to independently verify this information through personal inspection or with appropriate professionals.